World Yoddha Debit Card: Benefits
- Domestic as well as International Variant.
- The issuance fee and the annual fee are NIL
- Unlimited Free ATM usage at all Bank’s ATMs
- Free domestic and International Lounge access.
World Yoddha Debit Card: Features
- More than 6,900 Bank of Baroda Interconnected ATMs spread across major centres in the country.
- Max. Cash withdrawal limit of Rs. 1,50,000/- per day.
- Max. per day limit at POS/Ecom is Rs.5,00,000/-
- Contactless transactions up to Rs. 5,000 can be done without PIN at POS.
- Personal accident and total disability cover of Rs. 10 Lacs.
- Complimentary domestic and international lounge access- Two Free Domestic Lounge access in a quarter and Two Free Access per year for International Lounges.
- Complimentary One Spa session free at O2/Aromathai/Four Fountain/Kairali Ayurvedic.
- Complimentary membership in Gold's Gym/Talwalkar Gym.
- Discounted access to Golf sessions- One complimentary Golf game or lesson every year on a premium golf course across top cities in India.
- Complementary/Discounted health check-up facility - SRL Diagnostic.
World Yoddha Debit Card: Eligibility Criteria
- Defence personnel maintaining Salary/Pension account with our Bank under scheme codes SB-186 with the mode of operation as "Self" or "Either or Survivor" or "Anyone or Survivor".
World Yoddha Debit Card: Fees & Charges
- Issuance fee & Annual fee – NIL
- Unlimited Free ATM usage at all Bank’s ATMs
- For other service charges-related queries, please refer to the Debit Card section on our Bank’s website URL: https://Www.Bankofbaroda.In/Interest-Rate-And-Service-Charges/Service-Charges
World Yoddha Debit Card: Do's and Don'ts
Do’s
- Your Bank of Baroda Debit Card is for personal use.
- You can generate Debit Card/Green PIN through BoB World App, BoB World Internet, IVR and by visiting any nearest Bank of Baroda ATM. No physical PIN would be sent (Applicable for domestic registered mobile number).
- Ensure to change PIN at regular intervals.
- Activate your debit card by using it first at any ATM. The card can be used at POS/e-commerce only after activation of the card at ATM.
- Always ensure that your card is used in your presence when transacting at POS and ensure that you enter the PIN for authentication discreetly.
- Register your mobile number with the bank, and subscribe for SMS alerts for all Debit Card transactions to avoid suspicions/fraudulent activities in your account.
- Please make sure you conduct any ATM transaction in complete privacy.
- Beware of “Shoulder Surfing”. Shield your PIN from onlookers by covering the keypad while entering the PIN.
- Ensure to collect your card, cash and receipt, after completion of the transaction. The ATM does not take back cash if not collected.
- Look for extra devices attached to the ATMs. These may be put to capture your data! Inform the security guard/bank immediately if any such device is found.
- After completion of your transaction and before leaving the promise be sure that the “Welcome Screen” is displayed in the ATM.
- Register your mobile number with the bank to get alerts for your ATM transactions.
- Regularly check account statements. Any unauthorised card transaction in the account, if observed, should be immediately reported to your bank after blocking your debit card.
- Immediately inform the Bank, if the ATM/Debit Card is lost or stolen. If your card is held back by any ATM, please inform the same within 24 hours, Customer Care Click Here
- Keep an eye on suspicious movements of people around ATMs. Beware of strangers trying to engage you in conversation.
- When you destroy your card upon card expiry or closure of your account, cut it into four pieces through the magnetic stripe before disposing of it. If cash is not dispensed and the account is debited then the Bank of Baroda customer has to fill out the complaint form and submit it to the Branch
- . Verify emails and links in emails you supposedly get from your social networking site. These are often designed to gain access to your username, password and ultimately your personal information. These emails could be phishing emails too.
- Always ensure that the address of the website where transactions are to be done starts with https:// and not http://.
Don'ts
- Don't give your Debit Card to anyone. If you need to surrender the card, you may request for closure of the card and hand over the card to Bank Officials after destruction of the card. You may also block a card using the Bank’s Baroda BoB World (Mobile Banking), BoB World Internet (Internet Banking), IVR, and WhatsApp Banking.
- Don't keep a written record of the PIN in any form, place or manner that may facilitate its misuse by anyone. It would be better if you could memorise your PIN.
- Don't disclose your Card/PIN details over email links/phone calls/bank officials even if it is purported to be from Bank of Baroda. It may be noted that the Bank would never request you to reveal such details.
- Don't overlook or ignore transaction alerts received through SMS.
- Never lend your card to anyone.
- Do not write your PIN on the card or on the cover of the card.
- Never share your PIN with anyone or seek help from anybody by handing over the card and revealing the PIN.
- Never let anyone see you entering your PIN.
- Never use a PIN that could be easily guessed. E.g. your birthday or telephone number. Use of non-dictionary words is advised.
- Never leave your card in the ATM.
- Do not forget to collect the dispensed cash as ATM does not take the cash back.
- Avoid posting personal information such as your address, phone number, email address, license number, Aadhaar number, birthplace, location for any given day, school’s name of kids and family details.
