Lakhpati Didi
A Lakhpati Didi is a Self-Help Group member who earns an annual household income of Rupees One Lakh (Rs. 1,00,000) or more. This income is calculated for at least four agricultural seasons and/or business cycles, with an average monthly income exceeding Rupees Ten Thousand (Rs. 10,000), so that it is sustainable.They serve as an inspiration to the community, not solely for their income, but for their transformation journey through adopting sustainable livelihood practices (farm or non-farm or service), effectively managing resources, and achieving a decent standard of life.
The SHG groups have fostered collective action and mutual support, while also serving as conduits for crucial financial literacy, skill development, and livelihood assistance. Notably, the focus has shifted beyond mere social and financial inclusion, now aiming to empower SHG members to pursue entrepreneurial ventures. Their inherent skills and potential position them well to move towards higher income brackets. The government is now actively supporting this transition and initiatives like Lakhpati Didi.
Lakhpati initiative facilitates diversified livelihood activities, by ensuring convergence across all Government departments/ Ministries, Private sector and Market players. The strategy includes focused planning, implementation and monitoring at all levels.
