ICICI Bank Defence Salary Account is designed exclusively for Defence Personnel like you to meet your banking, financial and lifestyle needs. Super heroes deserve super benefits.
BENEFITS
Complimentary Air Accident Death Cover Of INR 1 Crore Including The Service Aircrafts*
Personal Accident Death Cover Of INR 50 Lacs With Additional Cover Of INR 10 Lacs In Case Of Casualty In Terrorist Action*
Accident Leading To Permanent Total Disability Cover Up To INR 50 Lacs/ Permanent Partial Disability Cover Up To INR 50 Lacs Basis Degree Of Disability
Child Education Benefit Of 5 Lacs Upfront For Child Up To 22 Years Of Age With Additional 5 Lacs Upfront For Girl Child ~
Unlimited Free Usage Of ICICI Bank And Other Bank’s ATMs
Zero Balance Accounts For Up To 4 Members In The Family*
Lifetime Free Credit Card Variants For Personnel Basis Ranks*
Processing Fee On Personal Loan Is Waived And Preferential Rates On Personal Loan, Home Loan And Car Loan*
TERMS AND CONDITIONS
- *Complimentary Insurance Covers are valid basis last Salary/ Pension, prior to date of loss, drawn in ICICI Bank Defence Salary Account. The terms and conditions as applicable are available at www.icicibank.com
- Retired personnel upto 80 years of age are entitled to complimentary insurance covers basis Pension Credit in ICICI Bank Salary / Pension Account for Defence Personnel
- #Permanent total disability and higher education fall under insurance
- ~Only after grade XII and age upto 22 Years and restricted up to maximum 2 children
- ^All loans, cards, associated benefits, features, etc. stated herein are by way of example and offered at the sole discretion of ICICI Bank, subject to the eligibility of the individual applicant
- Terms and Conditions of ICICI Bank and third parties apply. ICICI Bank is not responsible for third party products, goods, services and offers.
- All the above mentioned offers and rates for assets and cards are subject to ICICI Bank’s policies and are subject to change at ICICI Bank’s discretion.
- Images are used for illustration purpose only
Defence Salary Accounts Fees & Charges
| Facility | Defence Gold Account | Defence Titanium Account | Defence Wealth Account |
| Debit Card Variant | Gold | Titanium | World |
| Point of Sale/Merchant Establishment daily limit on Debit Card | 1.25 lakh | 1.5 lakh | 2 lakh |
| Purchase Protection on Debit Card | 1 lakh | 1.5 lakh | 2.5 lakh |
| Daily ATM cash withdrawal limit | 75,000 | 1 lakh | 1 lakh |
| Flexibility to further enhance the daily limit on ATM | Yes | Yes | Yes |
| Free DD/Bankers Cheque (Daily limit) | 1 lakh | 1 lakh | Unlimited |
| Concession in locker charges | 30% | 40% | 50% |
| Priority Processing for Phone Banking | Yes | Yes | Yes |
| Wealth Management Programme | No | No | Yes |
| Access to Wealth Lounges at branches | No | No | Yes |
| Other features in ICICI Bank Defence Salary Account across all Ranks | |||
| Zero Balance Salary Account | No Minimum Balance Requirement | ||
| Zero Balance Account for family | Available for up to 4 members in the family | ||
| ATM cum Debit Card | Free International ATM cum Debit Card | ||
| No annual maintenance charges | |||
| Free Add-on card for family members | |||
| Other features | PPF/NPS facility available | ||
| E-KYC device account opening / Express Tab account opening | |||
| Tax Assist | |||
| Dedicated Relationship Manager | |||
| Microsite | Dedicated ICICI Bank Salary Account webpage for Indian Defence and CAPF Personnel | ||
| Facility to apply for various banking products and services from this webpage as per the offer | |||
| Saving Account Portability facility | Yes, retain the same account number and Debit Card/Cheque book, upon transfer of the account to any other branch in India | ||
| Internet Banking | Free facility offered from ICICI Bank. Charges applicable to third party sites like Railways etc. | ||
| Transactions at Non-base branches | Available | ||
| Cheque Book | Unlimited free Multi-city cheque book | ||
| RTGS (Online) | Free | ||
| NEFT (Online) | Free | ||
| Preferential allotment of Lockers | Yes, subject to availability | ||
| Utility Bill Payments through Internet/ Mobile Banking | Free | ||
| Money Multiplier Scheme (Manual sweep-in and Auto Sweep-out Facility) | Threshold Amount: Rs 10,000; FDs to be created in multiples of Rs 5,000 | ||
| Passbook | Free - Available on request | ||
| Credit Cards | Life time free Credit Card variants for Personnel, basis ranks | ||
| Preferential rates on Loans | Yes | ||
| Processing Fee on Personal Loans | Waived | ||
| Salary Overdraft Account | Two to three times of the net salary | ||
| Minimum - Rs 30,000. Maximum Rs 10 lakh | |||
| Pension Account | Available | ||
| New Pension System (NPS) | Available | ||
| Sukanya Samriddhi Yojana (SSY) Account | Available. For more details on an SSY Account, refer to the below link:
Sukanya Samriddhi Yojana (SSY) Scheme Details, Benefits & EligibilitySukanya Samriddhi Yojana (SSY) Scheme is a government-backed savings scheme as a part of 'Beti, Bachao, Beti Padhao Yojana' for the benefit of girl child. Open your account today!
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| Net Banking Facility | Free | ||
| Mobile Banking Facility | Free. Our iMobile Banking app has 250+ services on offer | ||
| Standing Instructions Facility | Free | ||
| Traveler’s Cheque Facility | Available | ||
| Travel Card | Free | ||
| Reward Programme on Debit and Credit Cards | Available | ||
| Offers on Debit Cards | Available on www.icicibank.com | ||
| I-Direct (3-in-one account: Demat, Share Trading and Savings Account) | Available | ||
| SMS Alert Facility | Free | ||
| Dedicated Helpline Number | Defence Banking Helpline for Defence Salaried and Defence Pensioner Account Holders. | ||
| * Above propositions are valid, basis the last Salary/ Pension drawn in the ICICI Bank Defence Salary / Pension Account. |
